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WE BUY
HOUSES AND
APARTMENTS!!!
(Any Condition, Any Reason)
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Q: Are you an Estate Agent?
A: No. We are a multi-service private company working with a group of property investors throughout the UK. We are not Estate Agents and are not associated with any Agency.
Q: How much do you charge for your services?
A: There is never a charge or commission when we buy your property. Unlike some companies who will charge you a survey fee costing hundreds of pounds before they will even make you an offer, all our offers are totally without cost or obligation. We also pay all your legal fees, and you can use your own solicitor or one recommended by us. If your property is already Listed with an Estate Agent, you may have to pay them a fee.
Q: Will my Estate Agent mind me selling direct to you?
A: They won't be overjoyed - because you're saving the likely 1-3% plus VAT they would have charged in commission! You get that money instead - and it's your right to sell direct. Please note that if you have already instructed an estate agent they may still try and claim a fee, depending on the exact terms of any contract you have signed. This will not apply if they do not hold sole agency. Even if they are the sole agent, you can always cancel this arrangement.
Q: How long is the whole process?
A: This depends on how quick you want the sale to go through. If you are waiting to move into a new property or wish to sell quickly, contracts are usually exchanged within 7-10 days.
Q: What type of properties will you purchase?
A: We buy houses in any area, condition or price range. We will consider freehold & leasehold properties. We also buy flats, apartments, studio flats, commercial properties/shops, land, mobile homes etc.
Q: What do you mean by “any condition”?
A: We will buy your house/apartment just as it is. You don’t need to do any repairs. Many of the properties we buy are in need of some improvement, which is why they are often harder to sell through Estate Agents.
Q: How much will I get for my Property?
A: We are interested in obtaining properties with built-in equity and offer competitive trade prices depending on condition, type and area. We usually pay between 75% and 90% of the open market value.
Q: What if I am behind on my mortgage payments or my house is about to be repossessed, can you help me?
A: Yes. The sooner you contact us the better the chances of us being able to help.
Q: I need to sell my house/flat but don’t want to move. Can you still help?
A: Yes. We usually can, as long as you have some equity in the property. After selling your property to us we give you the opportunity to live there as tenants if you wish. At a later stage we can even offer our "Rent to Buy" program so that you can buy the house back from us at a fair price.
Q: I have a friend who may be interested in your service. Is it worth me telling them?
A: Yes. We pay up to £1000 as a referral fee. We'll pay you this "finder's fee" on the day of exchange.
Q: Do you offer financing?
A: Yes we do. Our lending criteria are vastly different from a bank. We'll take into account the circumstances that may have damaged your credit in the past. We'll fairly evaluate your present employment situation and currents debts. In most cases, we can find a method of financing you, getting you into one of our homes.
Q: Is there a down payment required?
A: If you're in a position to qualify for a new mortgage, we may be able to help finance your down payment and closing costs. If you can qualify for 100% financing now, we may be willing pay your closing costs. You could get in with no money down. If you opt for our Rent-to-Own program, a small down payment (option payment) would be required which would be 3%-5% of the property price.
There are a lot of creative
things we can do even if your credit is less than perfect... or you
lack local employment history...or your income is hard to prove...
or you have another house for sale... or you're stuck in a lease...
or you've had a bankruptcy or repossession... or you have
outstanding collections.
Q: How quickly can I move into my new home?
A: When you buy a home from us you can move in quickly and easily. Most of our properties are available immediately. You can get into one of our homes in just a few days with our flexible owner terms or set a date further out.
Q: What if I have bad credit, lack adequate employment history and can’t qualify for a bank mortgage because of my immigration status? Can you still help?
A: Yes we can. There are a lot of creative things we can do to help if you are in any of these situations. Contact us immediately to discuss your situation.
Q: What exactly is Property Finding/Sourcing/Scouting?
A: Property Finding/Sourcing is a risk free way to make money and learn how to become a Property Investor. You simply look for properties that are for sale around town and pass the information on to your Investors.
Q: Is this one of those no money down programs I see on TV?
A: No. You will not have to buy or sell property to make money as a Property Finder.
Q: I don't know anything about Property Investing, what qualifications do I need?
A: The beauty of Property Finding is that you don't have to know anything about properties to begin. There are no special qualifications, licenses or exams required. We’d tell you everything you need to know, and show you step-by-step what to do.
Q: Will I have to buy or sell properties?
A: No. You simply find the leads, communicate the information and we will do the rest, and then pay you for the successful leads!
Q: Will you buy any home that is for sale?
A: No. We will show you how to find the properties that we are looking for.
Q: Will I have to quit my job to get started?
A: No. You can get started in your spare time, without risk. If you decide later to become a Property Investor, quitting your job will be an option.
Q: How long should I remain a Property Finder before becoming an Investor?
A: It really depends on you and what your goals are. Some people choose to remain Finders to supplement their income. Others are ready to become Investors after only a few months. The timeframe varies, but 6 to 12 months is a reasonable goal.
Q: How many property leads can I find?
A: As many as you can, really! So long they meet our criteria.
Q: How often will I be paid?
A: You get paid every time your property "lead(s)" turn into a purchase.
Q: How do I become a Property Finder?
A: Simply Sign-Up Now as one of our Property Finders. We would contact you shortly afterwards with everything you need to get started immediately.
Q: How do you get your leads?
A: We get our property leads from different sources like referrals, internet, advertisements, network contacts etc.
Q: Are your leads qualified?
A: Over 90% of the leads are qualified. Because of the sheer volume of property leads we receive, we just have not got the time nor resources (at the moment) to qualify all our leads.
Q: How much do you charge for each lead?
A: Our charges are from £500 depending on property value and quality of the lead supplied. The non-qualified leads would obviously cost less than the qualified premium leads.
Q: How much money do I have to Invest?
A: Maximum loan to value is 85% of FMV secured by a 1St note and mortgage. Before you invest, we would first discuss how much of your capital you are looking to commit and for how long. We would then look for a deal that will meet your criteria. Once we locate the right property, we’ll call you, give you all the details and then you decide whether to participate or not. There’s never any obligation until after you approve the deal.
Q: How safe/secure is my money?
A: Your money is secured by a 1st note and mortgage on each investment property. Sometimes we borrow offering a 2nd deed of trust. For example, if there is a first mortgage for £50,000, then we can offer our investor a second mortgage of £35,000. All private lenders get:
1. A promissory note.
2. A mortgage recorded against the property.
3. Added onto the hazard insurance as the mortgagee.
4. A copy of any appraisals or market analysis reports.
5. Lender’s title insurance.
When you decide to deal, you’ll send your funds to the closing agent at a local title company when we’re ready to close. We never accept your funds directly.
Q: How much will it cost me to arrange?
A: We pay all costs involved to close the transaction. There is no cost to the investor.
Q: When will I get my principal and interest payments?
A: We borrow from you to do our property deals and payments come directly from us. It’s a hands-free opportunity to enjoy attractive returns. You get monthly income (rolled up) or you can have your profits compound for exponential growth. Your money will remain invested for a minimum of 6 months.
Have another question? Please send us an e-mail at: info@ezeepropertysolutions.com
